Klarna | Pay your way
4.2star
1.35M reviews
50M+
Downloads
Rated for 3+
info
About this app
FLEXIBLE WAYS TO PAY
Choose to pay in 4 interest-free payments or the full amount.¹
SHOP ANYWHERE IN THE KLARNA APP
Access Klarna's flexible payment options anywhere - shop at your favorite stores and choose the payment option that suits you.
YOUR LOYALTY CARDS, ALL IN ONE PLACE
Forget the plastic. There’s an easier way to access all of your loyalty cards—right in the Klarna app. Add yours now to never miss a point.
HASSLE-FREE RETURNS
Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime.
TRACK ALL YOUR DELIVERIES
Get real-time updates, arrival times, and pickup photos—right in the Klarna app.
24/7 CUSTOMER SERVICE
Use our chat in the Klarna app for 24/7 support.
¹ Fees may apply. Learn more at klarna.com/au/legal/.
Choose to pay in 4 interest-free payments or the full amount.¹
SHOP ANYWHERE IN THE KLARNA APP
Access Klarna's flexible payment options anywhere - shop at your favorite stores and choose the payment option that suits you.
YOUR LOYALTY CARDS, ALL IN ONE PLACE
Forget the plastic. There’s an easier way to access all of your loyalty cards—right in the Klarna app. Add yours now to never miss a point.
HASSLE-FREE RETURNS
Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime.
TRACK ALL YOUR DELIVERIES
Get real-time updates, arrival times, and pickup photos—right in the Klarna app.
24/7 CUSTOMER SERVICE
Use our chat in the Klarna app for 24/7 support.
¹ Fees may apply. Learn more at klarna.com/au/legal/.
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Ratings and reviews
4.2
1.32M reviews
April Butler
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24 October 2025
I used to love this app. Told all my friends about it. Made my payments on-time, if not paid off early. Had one issue one time and you are pretty much labeled as no longer worthy (and trust me they always got their money-that wasnt the issue). Started having issue after issue after that. Paid off what I owed and finally gave up using it. Just got a notice (10/15) of some bs reason I was denied something back in JULY. And customer service is zero help. Now they run credit. uninstalling.
353 people found this review helpful
Klarna Bank AB (publ)
15 October 2024
Hi, we're saddened to hear that your experience fell short of expectations and we'd still like to help look further into this to make things right. Please chat with us at app.klarna.com/login or visit our website at https://www.klarna.com/us/customer-service/ to view other methods to reach our team.
Sergejs Katusenoks
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9 September 2025
In comparison to Stocard this app can't be rated more than 2 stars. Sometimes it takes up to half a minute to open my cards. This is not acceptable when you are going through the busy till. Holding cards until you load advertising is just not acceptable. Cards should be loaded instantly from the offline storage, then updates to the cards can be loaded from the cloud, and only after that the adverts and promos.
79 people found this review helpful
Laurel Kardison
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28 August 2025
Not a good creditor imo bc they make you put down insane down payments at like 30%. so what is the point of borrowing money? Also, app is EXTREMELY hard to use. I just want to pay back my total in full, but they want that interest HARD bc it's virtually impossible to pay stuff off in full on the app. be careful: they advertise at the mall and hook you. You're better off with a real credit card bc at least you can fight a real bank if you hit hard times. Don't give into the temptation.
98 people found this review helpful
App support
About the developer
Klarna Bank AB
customer@klarna.ie
Sveavägen 46
111 34 Stockholm
Sweden
+353 1 264 7931
